HomeInsuranceQts

Home Insurance in The Village, Oklahoma

With a median home value of $211,800, The Village is close to the Oklahoma County median.

The typical home in The Village was built around 1961. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 48% of homes were built before 1960, about 24 points above Oklahoma County's 24%.

Housing in The Village breaks down to 95% single-family homes and 4% apartments in buildings with 5+ units.

67% of owner-occupied homes in The Village carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

About 64% of occupied homes in The Village are owner-occupied. The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

Most homes in The Village - 71% - are primarily heated with natural gas.

FEMA rates Oklahoma County's overall risk as Relatively High, led by hail (Very High). Oklahoma County had 1,482 active NFIP flood policies as of September 2026. See the full Oklahoma County home insurance overview for all FEMA hazard ratings and flood coverage details.

The statewide average premium for a standard HO-3 homeowners policy in Oklahoma is $2,486 per year, according to the NAIC homeowners insurance report (2023 data).

Key figures

Median home value$211,800
Median year built1961
Owner-occupied share64%
Share of owner-occupied homes with a mortgage67%
Top county hazardHail (Very High)
Active NFIP policies in Oklahoma County1,482
Home insurance premium$2,486 - statewide average (NAIC, 2023 data)
Key home insurance figures for The Village, OK

Nearby towns

Sources

Data last updated: 2026-09-29