Home Insurance in Yukon, Oklahoma
Homes in Yukon carry a median value of $198,900 - 19% lower than the Canadian County median.
The typical home in Yukon was built around 1979. About 8% of homes were built before 1960, in line with Canadian County (8%). Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
The housing stock in Yukon is 86% single-family homes, 10% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
59% of owner-occupied homes in Yukon carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Yukon has an owner-occupancy rate of 69% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
66% of homes in Yukon are primarily heated with natural gas.
Canadian County had 257 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively High). See the full Canadian County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Oklahoma, the statewide average premium for a standard HO-3 homeowners policy is $2,486 per year (NAIC, 2023 data).
Key figures
| Median home value | $198,900 |
|---|---|
| Median year built | 1979 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Canadian County | 257 |
| Home insurance premium | $2,486 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)