Home Insurance in Sugar Bush Knolls, Ohio
The median home value in Sugar Bush Knolls is $436,500, 92% higher than the Portage County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Sugar Bush Knolls was built around 1976. About 9% of homes were built before 1960, about 17 points below Portage County's 26%.
In Sugar Bush Knolls, the housing stock is 100% single-family homes.
In Sugar Bush Knolls, about 64% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
All occupied homes in Sugar Bush Knolls are owner-occupied. The vacancy rate is 1%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Sugar Bush Knolls - 97% - are primarily heated with natural gas.
What's the biggest home insurance risk near Sugar Bush Knolls? FEMA's National Risk Index points to hail (Relatively Moderate) in Portage County and Portage County had 200 active NFIP flood policies as of September 2026. See the full Portage County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.
Key figures
| Median home value | $436,500 |
|---|---|
| Median year built | 1976 |
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 64% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Portage County | 200 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)