Home Insurance in Aurora, Ohio
The median home value in Aurora is $387,800, 71% higher than the Portage County median.
The typical home in Aurora was built around 1989. About 13% of homes were built before 1960, about 13 points below Portage County's 26%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Aurora, the housing stock is 81% single-family homes and 8% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Aurora, about 67% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 83% of occupied homes in Aurora are owner-occupied.
In Aurora, 89% of homes are primarily heated with natural gas.
FEMA rates Portage County's overall risk as Relatively Low, led by hail (Relatively Moderate). Portage County had 200 active NFIP flood policies as of September 2026. See the full Portage County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Ohio, the statewide average premium for a standard HO-3 homeowners policy is $1,116 per year (NAIC, 2023 data).
Key figures
| Median home value | $387,800 |
|---|---|
| Median year built | 1989 |
| Owner-occupied share | 83% |
| Share of owner-occupied homes with a mortgage | 67% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Portage County | 200 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)