Home Insurance in Wenonah, New Jersey
With a median home value of $377,800, Wenonah is 22% higher than the Gloucester County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Wenonah was built around 1946. About 67% of homes were built before 1960, about 42 points above Gloucester County's 25%.
In Wenonah, the housing stock is 94% single-family homes.
In Wenonah, about 50% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 93% of occupied homes in Wenonah are owner-occupied.
81% of homes in Wenonah are primarily heated with natural gas. Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
FEMA rates Gloucester County's overall risk as Relatively Moderate, led by winter weather (Very High). Gloucester County had 903 active NFIP flood policies as of September 2026. See the full Gloucester County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in New Jersey carries a statewide average premium of $1,551 per year.
Key figures
| Median home value | $377,800 |
|---|---|
| Median year built | 1946 |
| Owner-occupied share | 93% |
| Share of owner-occupied homes with a mortgage | 50% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Gloucester County | 903 |
| Home insurance premium | $1,551 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)