Home Insurance in Glassboro, New Jersey
The median home value in Glassboro is $314,400, close to the Gloucester County median.
The typical home in Glassboro was built around 1986. About 20% of homes were built before 1960, about 4 points below Gloucester County's 25%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Glassboro, the housing stock is 69% single-family homes and 25% apartments in buildings with 5+ units.
60% of owner-occupied homes in Glassboro carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 60% of occupied homes in Glassboro are owner-occupied. The vacancy rate is 8%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
80% of homes in Glassboro are primarily heated with natural gas.
Gloucester County had 903 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Very High). See the full Gloucester County home insurance overview for all FEMA hazard ratings and flood coverage details.
In New Jersey, the statewide average premium for a standard HO-3 homeowners policy is $1,551 per year (NAIC, 2023 data).
Key figures
| Median home value | $314,400 |
|---|---|
| Median year built | 1986 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 60% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Gloucester County | 903 |
| Home insurance premium | $1,551 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)