Home Insurance in Hyattsville, Maryland
With a median home value of $481,500, Hyattsville is 13% higher than the Prince George's County median.
The typical home in Hyattsville was built around 1966. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 42% of homes were built before 1960, about 21 points above Prince George's County's 21%.
Housing in Hyattsville breaks down to 49% single-family homes and 47% apartments in buildings with 5+ units.
77% of owner-occupied homes in Hyattsville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Hyattsville has an owner-occupancy rate of 48% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
In Hyattsville, 63% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Hyattsville? FEMA's National Risk Index points to winter weather (Very High) in Prince George's County and Prince George's County had 3,150 active NFIP flood policies as of September 2026. See the full Prince George's County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Maryland, the statewide average premium for a standard HO-3 homeowners policy is $1,578 per year (NAIC, 2023 data).
Key figures
| Median home value | $481,500 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 48% |
| Share of owner-occupied homes with a mortgage | 77% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Prince George's County | 3,150 |
| Home insurance premium | $1,578 - statewide average (NAIC, 2023 data) |
Nearby towns
- University Park
- North Brentwood
- Brentwood
- Mount Rainier
- Edmonston
- Riverdale Park
- Cottage City
- Bladensburg
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)