Home Insurance in Bladensburg, Maryland
Homes in Bladensburg carry a median value of $336,100 - 21% lower than the Prince George's County median.
The typical home in Bladensburg was built around 1973. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 22% of homes were built before 1960, about 1 point above Prince George's County's 21%.
Housing in Bladensburg breaks down to 21% single-family homes, 76% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
In Bladensburg, about 73% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Bladensburg has an owner-occupancy rate of 21% and a vacancy rate of 10%; unoccupied homes typically need a different coverage form.
In Bladensburg, 48% of homes are primarily heated with natural gas.
FEMA rates Prince George's County's overall risk as Relatively Moderate, led by winter weather (Very High). Prince George's County had 3,150 active NFIP flood policies as of September 2026. See the full Prince George's County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Maryland, the statewide average premium for a standard HO-3 homeowners policy is $1,578 per year (NAIC, 2023 data).
Key figures
| Median home value | $336,100 |
|---|---|
| Median year built | 1973 |
| Owner-occupied share | 21% |
| Share of owner-occupied homes with a mortgage | 73% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Prince George's County | 3,150 |
| Home insurance premium | $1,578 - statewide average (NAIC, 2023 data) |
Nearby towns
- Edmonston
- Cottage City
- Cheverly
- North Brentwood
- Colmar Manor
- Brentwood
- Riverdale Park
- Landover Hills
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)