Home Insurance in Glenarden, Maryland
Homes in Glenarden carry a median value of $409,700 - close to the Prince George's County median.
The typical home in Glenarden was built around 1970. About 17% of homes were built before 1960, about 4 points below Prince George's County's 21%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Glenarden breaks down to 89% single-family homes and 9% apartments in buildings with 5+ units.
About 65% of owner-occupied homes in Glenarden have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Glenarden has an owner-occupancy rate of 78% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Glenarden - 70% - are primarily heated with natural gas.
FEMA rates Prince George's County's overall risk as Relatively Moderate, led by winter weather (Very High). Prince George's County had 3,150 active NFIP flood policies as of September 2026. See the full Prince George's County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Maryland, the statewide average premium for a standard HO-3 homeowners policy is $1,578 per year (NAIC, 2023 data).
Key figures
| Median home value | $409,700 |
|---|---|
| Median year built | 1970 |
| Owner-occupied share | 78% |
| Share of owner-occupied homes with a mortgage | 65% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Prince George's County | 3,150 |
| Home insurance premium | $1,578 - statewide average (NAIC, 2023 data) |
Nearby towns
- Landover Hills
- New Carrollton
- Cheverly
- Seat Pleasant
- Fairmount Heights
- Bladensburg
- Edmonston
- Capitol Heights
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)