HomeInsuranceQts

Home Insurance in Veedersburg, Indiana

Homes in Veedersburg carry a median value of $103,600 - 28% lower than the Fountain County median.

The typical home in Veedersburg was built around 1949. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 67% of homes were built before 1960, about 22 points above Fountain County's 45%.

In Veedersburg, the housing stock is 93% single-family homes and 3% apartments in buildings with 5+ units.

59% of owner-occupied homes in Veedersburg carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

The vacancy rate is 9%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 79% of occupied homes in Veedersburg are owner-occupied.

82% of homes in Veedersburg are primarily heated with natural gas.

FEMA rates Fountain County's overall risk as Very Low, led by strong wind (Relatively Moderate). Fountain County had 10 active NFIP flood policies as of September 2026. See the full Fountain County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Indiana, the statewide average premium for a standard HO-3 homeowners policy is $1,259 per year (NAIC, 2023 data).

Key figures

Median home value$103,600
Median year built1949
Owner-occupied share79%
Share of owner-occupied homes with a mortgage59%
Top county hazardStrong Wind (Relatively Moderate)
Active NFIP policies in Fountain County10
Home insurance premium$1,259 - statewide average (NAIC, 2023 data)
Key home insurance figures for Veedersburg, IN

Nearby towns

Sources

Data last updated: 2026-09-29