Home Insurance in Attica, Indiana
Homes in Attica carry a median value of $118,000 - 18% lower than the Fountain County median.
The typical home in Attica was built around 1957. About 52% of homes were built before 1960, about 7 points above Fountain County's 45%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Attica breaks down to 75% single-family homes, 2% apartments in buildings with 5+ units and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
66% of owner-occupied homes in Attica carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 65% of occupied homes in Attica are owner-occupied. The vacancy rate is 16%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Attica - 68% - are primarily heated with natural gas.
FEMA rates Fountain County's overall risk as Very Low, led by strong wind (Relatively Moderate). Fountain County had 10 active NFIP flood policies as of September 2026. See the full Fountain County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Indiana, the statewide average premium for a standard HO-3 homeowners policy is $1,259 per year (NAIC, 2023 data).
Key figures
| Median home value | $118,000 |
|---|---|
| Median year built | 1957 |
| Owner-occupied share | 65% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Fountain County | 10 |
| Home insurance premium | $1,259 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)