Home Insurance in Braswell, Georgia
With a median home value of $257,100, Braswell is 21% lower than the Paulding County median.
The typical home in Braswell was built around 2003. About 2% of homes were built before 1960, about 1 point below Paulding County's 4%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Braswell breaks down to 94% single-family homes and 6% apartments in buildings with 5+ units.
About 72% of owner-occupied homes in Braswell have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Braswell has an owner-occupancy rate of 75% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Braswell - 93% - are primarily heated with electricity.
Paulding County's top FEMA-rated hazard is tornado (Relatively Moderate), per FEMA's National Risk Index. Paulding County had 149 active NFIP flood policies as of September 2026. See the full Paulding County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Georgia carries a statewide average premium of $1,828 per year.
Key figures
| Median home value | $257,100 |
|---|---|
| Median year built | 2003 |
| Owner-occupied share | 75% |
| Share of owner-occupied homes with a mortgage | 72% |
| Top county hazard | Tornado (Relatively Moderate) |
| Active NFIP policies in Paulding County | 149 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)