Home Insurance in Taylorsville, Georgia
The median home value in Taylorsville is $203,100, 30% lower than the Bartow County median.
The median home in Taylorsville was built in 1939 or earlier. About 65% of homes were built before 1960, about 54 points above Bartow County's 11%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Taylorsville, the housing stock is 96% single-family homes, 2% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
About 24% of owner-occupied homes in Taylorsville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 71% of occupied homes in Taylorsville are owner-occupied.
In Taylorsville, 45% of homes are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Taylorsville? FEMA's National Risk Index points to tornado (Relatively Moderate) in Bartow County and Bartow County had 200 active NFIP flood policies as of September 2026. See the full Bartow County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $203,100 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 71% |
| Share of owner-occupied homes with a mortgage | 24% |
| Top county hazard | Tornado (Relatively Moderate) |
| Active NFIP policies in Bartow County | 200 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)