Home Insurance in Foxfield, Colorado
With a median home value of $1,065,900, Foxfield is 90% higher than the Arapahoe County median.
The typical home in Foxfield was built around 1982. About 2% of homes were built before 1960, about 7 points below Arapahoe County's 9%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
The housing stock in Foxfield is 100% single-family homes.
61% of owner-occupied homes in Foxfield carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Foxfield has an owner-occupancy rate of 99% and a vacancy rate of 6%; unoccupied homes typically need a different coverage form.
88% of homes in Foxfield are primarily heated with natural gas.
Arapahoe County had 773 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Very High). See the full Arapahoe County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Colorado carries a statewide average premium of $2,492 per year.
Key figures
| Median home value | $1,065,900 |
|---|---|
| Median year built | 1982 |
| Owner-occupied share | 99% |
| Share of owner-occupied homes with a mortgage | 61% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Arapahoe County | 773 |
| Home insurance premium | $2,492 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)