Home Insurance in Glendale, Colorado
With a median home value of $413,500, Glendale is 26% lower than the Arapahoe County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Glendale was built around 1984. About 5% of homes were built before 1960, about 4 points below Arapahoe County's 9%.
In Glendale, the housing stock is 3% single-family homes and 94% apartments in buildings with 5+ units.
About 84% of owner-occupied homes in Glendale have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 4% of occupied homes in Glendale are owner-occupied. The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Glendale - 55% - are primarily heated with electricity.
Arapahoe County had 773 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Very High). See the full Arapahoe County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Colorado, the statewide average premium for a standard HO-3 homeowners policy is $2,492 per year (NAIC, 2023 data).
Key figures
| Median home value | $413,500 |
|---|---|
| Median year built | 1984 |
| Owner-occupied share | 4% |
| Share of owner-occupied homes with a mortgage | 84% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Arapahoe County | 773 |
| Home insurance premium | $2,492 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)