HomeInsuranceQts

Home Insurance in Maumelle, Arkansas

Homes in Maumelle carry a median value of $291,700 - 36% higher than the Pulaski County median.

Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Maumelle was built around 2000. About 1% of homes were built before 1960, about 17 points below Pulaski County's 18%.

In Maumelle, the housing stock is 81% single-family homes, 16% apartments in buildings with 5+ units and 1% mobile or manufactured homes.

About 74% of owner-occupied homes in Maumelle have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

Maumelle has an owner-occupancy rate of 76% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.

60% of homes in Maumelle are primarily heated with natural gas.

FEMA rates Pulaski County's overall risk as Relatively High, led by tornado (Very High). Pulaski County had 1,812 active NFIP flood policies as of September 2026. See the full Pulaski County home insurance overview for all FEMA hazard ratings and flood coverage details.

The statewide average premium for a standard HO-3 homeowners policy in Arkansas is $1,870 per year, according to the NAIC homeowners insurance report (2023 data).

Key figures

Median home value$291,700
Median year built2000
Owner-occupied share76%
Share of owner-occupied homes with a mortgage74%
Top county hazardTornado (Very High)
Active NFIP policies in Pulaski County1,812
Home insurance premium$1,870 - statewide average (NAIC, 2023 data)
Key home insurance figures for Maumelle, AR

Nearby towns

Sources

Data last updated: 2026-09-29