Home Insurance in Shannon Hills, Arkansas
Homes in Shannon Hills carry a median value of $170,900 - 23% lower than the Saline County median.
The typical home in Shannon Hills was built around 2001. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 0% of homes were built before 1960, about 7 points below Saline County's 7%.
The housing stock in Shannon Hills is 75% single-family homes and 25% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
81% of owner-occupied homes in Shannon Hills carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 84% of occupied homes in Shannon Hills are owner-occupied.
57% of homes in Shannon Hills are primarily heated with electricity.
Saline County's top FEMA-rated hazard is earthquake (Relatively Low), per FEMA's National Risk Index. Saline County had 234 active NFIP flood policies as of September 2026. See the full Saline County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Arkansas is $1,870 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $170,900 |
|---|---|
| Median year built | 2001 |
| Owner-occupied share | 84% |
| Share of owner-occupied homes with a mortgage | 81% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Saline County | 234 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)