HomeInsuranceQts

Home Insurance in Weldon, Arkansas

The typical home in Weldon was built around 1976. About 15% of homes were built before 1960, about 7 points below Jackson County's 22%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.

In Weldon, the housing stock is 84% single-family homes and 16% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.

In Weldon, about 68% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

About 88% of occupied homes in Weldon are owner-occupied. The vacancy rate is 10%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

Most homes in Weldon - 78% - are primarily heated with natural gas.

Jackson County had 153 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Moderate). See the full Jackson County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Arkansas carries a statewide average premium of $1,870 per year.

Key figures

Median year built1976
Owner-occupied share88%
Share of owner-occupied homes with a mortgage68%
Top county hazardEarthquake (Relatively Moderate)
Active NFIP policies in Jackson County153
Home insurance premium$1,870 - statewide average (NAIC, 2023 data)
Key home insurance figures for Weldon, AR

Nearby towns

Sources

Data last updated: 2026-09-29