HomeInsuranceQts

Home Insurance in Amagon, Arkansas

The typical home in Amagon was built around 1978. About 0% of homes were built before 1960, about 22 points below Jackson County's 22%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.

Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Amagon is 18% single-family homes and 82% mobile or manufactured homes.

In Amagon, about 12% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

All occupied homes in Amagon are owner-occupied.

47% of homes in Amagon are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.

Jackson County had 153 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Moderate). See the full Jackson County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.

The statewide average premium for a standard HO-3 homeowners policy in Arkansas is $1,870 per year, according to the NAIC homeowners insurance report (2023 data).

Key figures

Median year built1978
Owner-occupied share100%
Share of owner-occupied homes with a mortgage12%
Top county hazardEarthquake (Relatively Moderate)
Active NFIP policies in Jackson County153
Home insurance premium$1,870 - statewide average (NAIC, 2023 data)
Key home insurance figures for Amagon, AR

Nearby towns

Sources

Data last updated: 2026-09-29