Home Insurance in Turrell, Arkansas
With a median home value of $67,900, Turrell is 58% lower than the Crittenden County median.
The typical home in Turrell was built around 1992. About 14% of homes were built before 1960, about 2 points above Crittenden County's 12%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
The housing stock in Turrell is 72% single-family homes, 4% apartments in buildings with 5+ units and 10% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
24% of owner-occupied homes in Turrell carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Turrell has an owner-occupancy rate of 43% and a vacancy rate of 27%; unoccupied homes typically need a different coverage form.
In Turrell, 62% of homes are primarily heated with electricity.
What's the biggest home insurance risk near Turrell? FEMA's National Risk Index points to earthquake (Relatively Moderate) in Crittenden County and Crittenden County had 396 active NFIP flood policies as of September 2026. See the full Crittenden County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Arkansas is $1,870 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $67,900 |
|---|---|
| Median year built | 1992 |
| Owner-occupied share | 43% |
| Share of owner-occupied homes with a mortgage | 24% |
| Top county hazard | Earthquake (Relatively Moderate) |
| Active NFIP policies in Crittenden County | 396 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)