HomeInsuranceQts

Home Insurance in Jericho, Arkansas

The typical home in Jericho was built around 1991. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 7% of homes were built before 1960, about 6 points below Crittenden County's 12%.

In Jericho, the housing stock is 69% single-family homes and 31% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.

44% of owner-occupied homes in Jericho carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

Jericho has an owner-occupancy rate of 55% and a vacancy rate of 36%; unoccupied homes typically need a different coverage form.

Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Jericho - 52% - are primarily heated with natural gas.

FEMA rates Crittenden County's overall risk as Relatively Moderate, led by earthquake (Relatively Moderate). Crittenden County had 396 active NFIP flood policies as of September 2026. See the full Crittenden County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Arkansas carries a statewide average premium of $1,870 per year.

Key figures

Median year built1991
Owner-occupied share55%
Share of owner-occupied homes with a mortgage44%
Top county hazardEarthquake (Relatively Moderate)
Active NFIP policies in Crittenden County396
Home insurance premium$1,870 - statewide average (NAIC, 2023 data)
Key home insurance figures for Jericho, AR

Nearby towns

Sources

Data last updated: 2026-09-29