Home Insurance in Bar Nunn, Wyoming
With a median home value of $297,300, Bar Nunn is 9% higher than the Natrona County median.
The typical home in Bar Nunn was built around 2004. About 1% of homes were built before 1960, about 27 points below Natrona County's 28%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Bar Nunn is 88% single-family homes and 12% mobile or manufactured homes.
70% of owner-occupied homes in Bar Nunn carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 2%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 96% of occupied homes in Bar Nunn are owner-occupied.
In Bar Nunn, 73% of homes are primarily heated with natural gas.
Natrona County had 177 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Very High). See the full Natrona County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wyoming, the statewide average premium for a standard HO-3 homeowners policy is $1,853 per year (NAIC, 2023 data).
Key figures
| Median home value | $297,300 |
|---|---|
| Median year built | 2004 |
| Owner-occupied share | 96% |
| Share of owner-occupied homes with a mortgage | 70% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Natrona County | 177 |
| Home insurance premium | $1,853 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)