Home Insurance in Burlington, Wyoming
With a median home value of $198,200, Burlington is 8% lower than the Big Horn County median.
The typical home in Burlington was built around 1988. About 17% of homes were built before 1960, about 27 points below Big Horn County's 44%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Burlington is 48% single-family homes and 52% mobile or manufactured homes.
In Burlington, about 59% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Burlington has an owner-occupancy rate of 87% and a vacancy rate of 20%; unoccupied homes typically need a different coverage form.
Most homes in Burlington - 89% - are primarily heated with natural gas.
FEMA rates Big Horn County's overall risk as Very Low, led by wildfire (Very Low). Big Horn County had 19 active NFIP flood policies as of September 2026. See the full Big Horn County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Wyoming is $1,853 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $198,200 |
|---|---|
| Median year built | 1988 |
| Owner-occupied share | 87% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Wildfire (Very Low) |
| Active NFIP policies in Big Horn County | 19 |
| Home insurance premium | $1,853 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)