Home Insurance in Hewitt, Wisconsin
The median home value in Hewitt is $260,100, 48% higher than the Wood County median.
The typical home in Hewitt was built around 1987. About 16% of homes were built before 1960, about 19 points below Wood County's 35%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Hewitt, the housing stock is 94% single-family homes and 3% apartments in buildings with 5+ units.
About 55% of owner-occupied homes in Hewitt have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 5%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 89% of occupied homes in Hewitt are owner-occupied.
84% of homes in Hewitt are primarily heated with natural gas.
Wood County had 115 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Wood County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $260,100 |
|---|---|
| Median year built | 1987 |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 55% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Wood County | 115 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)