HomeInsuranceQts

Home Insurance in Stockholm, Wisconsin

Homes in Stockholm carry a median value of $287,500 - 34% higher than the Pepin County median.

Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Stockholm was built around 1963. About 48% of homes were built before 1960, about 6 points above Pepin County's 41%.

The housing stock in Stockholm is 100% single-family homes.

About 21% of owner-occupied homes in Stockholm have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

Stockholm has an owner-occupancy rate of 100% and a vacancy rate of 41%; unoccupied homes typically need a different coverage form.

Homes heated with propane, fuel oil and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. 70% of homes in Stockholm are primarily heated with propane.

Pepin County had 25 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Low). See the full Pepin County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.

Key figures

Median home value$287,500
Median year built1963
Owner-occupied share100%
Share of owner-occupied homes with a mortgage21%
Top county hazardHail (Relatively Low)
Active NFIP policies in Pepin County25
Home insurance premium$923 - statewide average (NAIC, 2023 data)
Key home insurance figures for Stockholm, WI

Nearby towns

Sources

Data last updated: 2026-09-29