Home Insurance in Wyeville, Wisconsin
With a median home value of $137,500, Wyeville is 35% lower than the Monroe County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Wyeville was built around 1951. About 76% of homes were built before 1960, about 46 points above Monroe County's 31%.
In Wyeville, the housing stock is 93% single-family homes and 1% mobile or manufactured homes.
About 56% of owner-occupied homes in Wyeville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Wyeville has an owner-occupancy rate of 97% and a vacancy rate of 6%; unoccupied homes typically need a different coverage form.
72% of homes in Wyeville are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Wyeville? FEMA's National Risk Index points to hail (Relatively Moderate) in Monroe County and Monroe County had 109 active NFIP flood policies as of September 2026. See the full Monroe County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $137,500 |
|---|---|
| Median year built | 1951 |
| Owner-occupied share | 97% |
| Share of owner-occupied homes with a mortgage | 56% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Monroe County | 109 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)