Home Insurance in Antigo, Wisconsin
Homes in Antigo carry a median value of $104,800 - 34% lower than the Langlade County median.
The typical home in Antigo was built around 1954. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 57% of homes were built before 1960, about 19 points above Langlade County's 39%.
Housing in Antigo breaks down to 69% single-family homes, 19% apartments in buildings with 5+ units and 1% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
In Antigo, about 52% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Antigo has an owner-occupancy rate of 62% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
In Antigo, 78% of homes are primarily heated with natural gas.
FEMA rates Langlade County's overall risk as Relatively Low, led by winter weather (Relatively Low). Langlade County had 41 active NFIP flood policies as of September 2026. See the full Langlade County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $104,800 |
|---|---|
| Median year built | 1954 |
| Owner-occupied share | 62% |
| Share of owner-occupied homes with a mortgage | 52% |
| Top county hazard | Winter Weather (Relatively Low) |
| Active NFIP policies in Langlade County | 41 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)