Home Insurance in Kewaunee, Wisconsin
With a median home value of $159,600, Kewaunee is 28% lower than the Kewaunee County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Kewaunee was built around 1956. About 54% of homes were built before 1960, about 12 points above Kewaunee County's 41%.
The housing stock in Kewaunee is 76% single-family homes and 14% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Kewaunee, about 61% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Kewaunee has an owner-occupancy rate of 80% and a vacancy rate of 16%; unoccupied homes typically need a different coverage form.
Most homes in Kewaunee - 88% - are primarily heated with natural gas.
FEMA rates Kewaunee County's overall risk as Very Low, led by hail (Relatively Low). Kewaunee County had 37 active NFIP flood policies as of September 2026. See the full Kewaunee County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $159,600 |
|---|---|
| Median year built | 1956 |
| Owner-occupied share | 80% |
| Share of owner-occupied homes with a mortgage | 61% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Kewaunee County | 37 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)