Home Insurance in Brooklyn, Wisconsin
With a median home value of $268,900, Brooklyn is 7% higher than the Green County median.
The typical home in Brooklyn was built around 1987. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 33% of homes were built before 1960, about 6 points below Green County's 39%.
Housing in Brooklyn breaks down to 96% single-family homes and 3% apartments in buildings with 5+ units.
About 75% of owner-occupied homes in Brooklyn have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Brooklyn has an owner-occupancy rate of 90% and a vacancy rate of 1%; unoccupied homes typically need a different coverage form.
70% of homes in Brooklyn are primarily heated with natural gas.
Green County had 59 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Green County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $268,900 |
|---|---|
| Median year built | 1987 |
| Owner-occupied share | 90% |
| Share of owner-occupied homes with a mortgage | 75% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Green County | 59 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)