Home Insurance in Tennyson, Wisconsin
Homes in Tennyson carry a median value of $134,200 - 33% lower than the Grant County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Tennyson was built around 1961. About 49% of homes were built before 1960, about 15 points above Grant County's 35%.
In Tennyson, the housing stock is 93% single-family homes.
About 48% of owner-occupied homes in Tennyson have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Tennyson has an owner-occupancy rate of 88% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
Most homes in Tennyson - 68% - are primarily heated with propane. Homes heated with propane and fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Grant County's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Grant County had 80 active NFIP flood policies as of September 2026. See the full Grant County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $134,200 |
|---|---|
| Median year built | 1961 |
| Owner-occupied share | 88% |
| Share of owner-occupied homes with a mortgage | 48% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Grant County | 80 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)