Home Insurance in Mount Calvary, Wisconsin
The median home value in Mount Calvary is $231,500, close to the Fond du Lac County median.
The typical home in Mount Calvary was built around 1962. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 48% of homes were built before 1960, about 9 points above Fond du Lac County's 39%.
In Mount Calvary, the housing stock is 89% single-family homes, 1% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
53% of owner-occupied homes in Mount Calvary carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Mount Calvary has an owner-occupancy rate of 92% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
Most homes in Mount Calvary - 82% - are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Mount Calvary? FEMA's National Risk Index points to hail (Relatively Moderate) in Fond du Lac County and Fond du Lac County had 451 active NFIP flood policies as of September 2026. See the full Fond du Lac County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Wisconsin is $923 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $231,500 |
|---|---|
| Median year built | 1962 |
| Owner-occupied share | 92% |
| Share of owner-occupied homes with a mortgage | 53% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Fond du Lac County | 451 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)