Home Insurance in Campbellsport, Wisconsin
The median home value in Campbellsport is $221,600, close to the Fond du Lac County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Campbellsport was built around 1963. About 46% of homes were built before 1960, about 7 points above Fond du Lac County's 39%.
The housing stock in Campbellsport is 70% single-family homes, 11% apartments in buildings with 5+ units and 1% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
In Campbellsport, about 65% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Campbellsport has an owner-occupancy rate of 68% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
74% of homes in Campbellsport are primarily heated with natural gas.
FEMA rates Fond du Lac County's overall risk as Relatively Low, led by hail (Relatively Moderate). Fond du Lac County had 451 active NFIP flood policies as of September 2026. See the full Fond du Lac County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $221,600 |
|---|---|
| Median year built | 1963 |
| Owner-occupied share | 68% |
| Share of owner-occupied homes with a mortgage | 65% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Fond du Lac County | 451 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)