Home Insurance in Boyceville, Wisconsin
Homes in Boyceville carry a median value of $163,700 - 33% lower than the Dunn County median.
The typical home in Boyceville was built around 1972. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 42% of homes were built before 1960, about 16 points above Dunn County's 26%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Boyceville is 77% single-family homes, 10% apartments in buildings with 5+ units and 9% mobile or manufactured homes.
About 68% of owner-occupied homes in Boyceville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Boyceville has an owner-occupancy rate of 77% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
Most homes in Boyceville - 69% - are primarily heated with natural gas.
FEMA rates Dunn County's overall risk as Relatively Low, led by strong wind (Relatively Moderate). Dunn County had 53 active NFIP flood policies as of September 2026. See the full Dunn County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Wisconsin is $923 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $163,700 |
|---|---|
| Median year built | 1972 |
| Owner-occupied share | 77% |
| Share of owner-occupied homes with a mortgage | 68% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Dunn County | 53 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)