Home Insurance in Juneau, Wisconsin
With a median home value of $186,700, Juneau is 19% lower than the Dodge County median.
The typical home in Juneau was built around 1969. About 44% of homes were built before 1960, about 2 points above Dodge County's 42%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Juneau breaks down to 79% single-family homes and 13% apartments in buildings with 5+ units.
In Juneau, about 65% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Juneau has an owner-occupancy rate of 71% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
Most homes in Juneau - 79% - are primarily heated with natural gas.
What's the biggest home insurance risk near Juneau? FEMA's National Risk Index points to hail (Relatively Moderate) in Dodge County and Dodge County had 116 active NFIP flood policies as of September 2026. See the full Dodge County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $186,700 |
|---|---|
| Median year built | 1969 |
| Owner-occupied share | 71% |
| Share of owner-occupied homes with a mortgage | 65% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Dodge County | 116 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)