Home Insurance in Arlington, Wisconsin
With a median home value of $291,600, Arlington is close to the Columbia County median.
The typical home in Arlington was built around 1994. About 29% of homes were built before 1960, about 5 points below Columbia County's 35%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Arlington, the housing stock is 95% single-family homes.
77% of owner-occupied homes in Arlington carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 86% of occupied homes in Arlington are owner-occupied.
In Arlington, 83% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Arlington? FEMA's National Risk Index points to hail (Very High) in Columbia County and Columbia County had 161 active NFIP flood policies as of September 2026. See the full Columbia County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $291,600 |
|---|---|
| Median year built | 1994 |
| Owner-occupied share | 86% |
| Share of owner-occupied homes with a mortgage | 77% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Columbia County | 161 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)