HomeInsuranceQts

Home Insurance in Mondovi, Wisconsin

With a median home value of $174,500, Mondovi is 18% lower than the Buffalo County median.

Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Mondovi was built around 1961. About 49% of homes were built before 1960, about 6 points above Buffalo County's 43%.

The housing stock in Mondovi is 69% single-family homes, 11% apartments in buildings with 5+ units and 3% mobile or manufactured homes. The rest are 2-4 unit or other housing types.

61% of owner-occupied homes in Mondovi carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

About 55% of occupied homes in Mondovi are owner-occupied. The vacancy rate is 5%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

77% of homes in Mondovi are primarily heated with natural gas.

Buffalo County had 41 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Low). See the full Buffalo County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).

Key figures

Median home value$174,500
Median year built1961
Owner-occupied share55%
Share of owner-occupied homes with a mortgage61%
Top county hazardHail (Relatively Low)
Active NFIP policies in Buffalo County41
Home insurance premium$923 - statewide average (NAIC, 2023 data)
Key home insurance figures for Mondovi, WI

Nearby towns

Sources

Data last updated: 2026-09-29