Home Insurance in Glenville, West Virginia
Homes in Glenville carry a median value of $108,400 - 29% higher than the Gilmer County median.
The typical home in Glenville was built around 1964. About 45% of homes were built before 1960, about 9 points above Gilmer County's 35%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Glenville, the housing stock is 69% single-family homes, 9% apartments in buildings with 5+ units and 13% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Glenville, about 51% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 46% of occupied homes in Glenville are owner-occupied. The vacancy rate is 30%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Glenville - 69% - are primarily heated with natural gas.
Gilmer County's top FEMA-rated hazard is hurricane (Very Low), per FEMA's National Risk Index. Gilmer County had 67 active NFIP flood policies as of September 2026. See the full Gilmer County home insurance overview for all FEMA hazard ratings and flood coverage details.
In West Virginia, the statewide average premium for a standard HO-3 homeowners policy is $1,179 per year (NAIC, 2023 data).
Key figures
| Median home value | $108,400 |
|---|---|
| Median year built | 1964 |
| Owner-occupied share | 46% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Hurricane (Very Low) |
| Active NFIP policies in Gilmer County | 67 |
| Home insurance premium | $1,179 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)