HomeInsuranceQts

Home Insurance in Hunts Point, Washington

The median home value in Hunts Point is $2,000,000+.

The typical home in Hunts Point was built around 1986. About 13% of homes were built before 1960, about 10 points below King County's 23%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.

In Hunts Point, the housing stock is 97% single-family homes and 3% apartments in buildings with 5+ units.

In Hunts Point, about 49% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

About 93% of occupied homes in Hunts Point are owner-occupied. The vacancy rate is 17%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

72% of homes in Hunts Point are primarily heated with natural gas.

FEMA rates King County's overall risk as Very High, led by earthquake (Very High). King County had 6,820 active NFIP flood policies as of September 2026. See the full King County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.

The statewide average premium for a standard HO-3 homeowners policy in Washington is $1,232 per year, according to the NAIC homeowners insurance report (2023 data).

Key figures

Median home value$2,000,000+
Median year built1986
Owner-occupied share93%
Share of owner-occupied homes with a mortgage49%
Top county hazardEarthquake (Very High)
Active NFIP policies in King County6,820
Home insurance premium$1,232 - statewide average (NAIC, 2023 data)
Key home insurance figures for Hunts Point, WA

Nearby towns

Sources

Data last updated: 2026-09-29