Home Insurance in Manassas Park, Virginia
Homes in Manassas Park carry a median value of $395,900 - close to the Manassas Park city median.
The typical home in Manassas Park was built around 1997. About 15% of homes were built before 1960, in line with Manassas Park city (15%). Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Manassas Park breaks down to 71% single-family homes, 21% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
About 79% of owner-occupied homes in Manassas Park have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Manassas Park has an owner-occupancy rate of 66% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.
Most homes in Manassas Park - 68% - are primarily heated with natural gas.
Manassas Park city's top FEMA-rated hazard is hurricane (Very Low), per FEMA's National Risk Index. Manassas Park city had 12 active NFIP flood policies as of September 2026. See the full Manassas Park city home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Virginia carries a statewide average premium of $1,537 per year.
Key figures
| Median home value | $395,900 |
|---|---|
| Median year built | 1997 |
| Owner-occupied share | 66% |
| Share of owner-occupied homes with a mortgage | 79% |
| Top county hazard | Hurricane (Very Low) |
| Active NFIP policies in Manassas Park city | 12 |
| Home insurance premium | $1,537 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)