Home Insurance in Glen Lyn, Virginia
Homes in Glen Lyn carry a median value of $162,500 - 8% higher than the Giles County median.
The typical home in Glen Lyn was built around 1958. About 57% of homes were built before 1960, about 17 points above Giles County's 40%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
The housing stock in Glen Lyn is 71% single-family homes, 14% apartments in buildings with 5+ units and 14% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Glen Lyn, about 41% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 79% of occupied homes in Glen Lyn are owner-occupied.
93% of homes in Glen Lyn are primarily heated with electricity.
Giles County's top FEMA-rated hazard is earthquake (Very Low), per FEMA's National Risk Index. Giles County had 87 active NFIP flood policies as of September 2026. See the full Giles County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Virginia carries a statewide average premium of $1,537 per year.
Key figures
| Median home value | $162,500 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 79% |
| Share of owner-occupied homes with a mortgage | 41% |
| Top county hazard | Earthquake (Very Low) |
| Active NFIP policies in Giles County | 87 |
| Home insurance premium | $1,537 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)