Home Insurance in Ivins, Utah
Homes in Ivins carry a median value of $594,000 - 16% higher than the Washington County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Ivins was built around 2005. About 0% of homes were built before 1960, about 3 points below Washington County's 3%.
Housing in Ivins breaks down to 94% single-family homes, 5% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
59% of owner-occupied homes in Ivins carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Ivins has an owner-occupancy rate of 74% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
Most homes in Ivins - 71% - are primarily heated with natural gas.
Washington County had 287 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is wildfire (Relatively High). See the full Washington County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $594,000 |
|---|---|
| Median year built | 2005 |
| Owner-occupied share | 74% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Wildfire (Relatively High) |
| Active NFIP policies in Washington County | 287 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)