Home Insurance in Wallsburg, Utah
The median home value in Wallsburg is $477,500, 39% lower than the Wasatch County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Wallsburg was built around 1974. About 37% of homes were built before 1960, about 28 points above Wasatch County's 9%.
The housing stock in Wallsburg is 98% single-family homes and 2% mobile or manufactured homes.
About 53% of owner-occupied homes in Wallsburg have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 96% of occupied homes in Wallsburg are owner-occupied.
32% of homes in Wallsburg are primarily heated with propane. Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Wallsburg? FEMA's National Risk Index points to wildfire (Relatively Moderate) in Wasatch County and Wasatch County had 111 active NFIP flood policies as of September 2026. See the full Wasatch County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $477,500 |
|---|---|
| Median year built | 1974 |
| Owner-occupied share | 96% |
| Share of owner-occupied homes with a mortgage | 53% |
| Top county hazard | Wildfire (Relatively Moderate) |
| Active NFIP policies in Wasatch County | 111 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)