Home Insurance in Glenwood, Utah
Homes in Glenwood carry a median value of $321,000 - close to the Sevier County median.
The typical home in Glenwood was built around 1980. About 28% of homes were built before 1960, about 4 points below Sevier County's 32%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Glenwood, the housing stock is 99% single-family homes and 1% mobile or manufactured homes.
About 49% of owner-occupied homes in Glenwood have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Glenwood has an owner-occupancy rate of 90% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
In Glenwood, 84% of homes are primarily heated with natural gas.
Sevier County had 81 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Low). See the full Sevier County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Utah carries a statewide average premium of $1,107 per year.
Key figures
| Median home value | $321,000 |
|---|---|
| Median year built | 1980 |
| Owner-occupied share | 90% |
| Share of owner-occupied homes with a mortgage | 49% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Sevier County | 81 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)