Home Insurance in South Jordan, Utah
Homes in South Jordan carry a median value of $650,500 - 24% higher than the Salt Lake County median.
The typical home in South Jordan was built around 2007. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 1% of homes were built before 1960, about 17 points below Salt Lake County's 18%.
Housing in South Jordan breaks down to 86% single-family homes and 12% apartments in buildings with 5+ units.
In South Jordan, about 74% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
South Jordan has an owner-occupancy rate of 81% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
In South Jordan, 84% of homes are primarily heated with natural gas.
Salt Lake County's top FEMA-rated hazard is earthquake (Relatively High), per FEMA's National Risk Index. Salt Lake County had 1,166 active NFIP flood policies as of September 2026. See the full Salt Lake County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Utah carries a statewide average premium of $1,107 per year.
Key figures
| Median home value | $650,500 |
|---|---|
| Median year built | 2007 |
| Owner-occupied share | 81% |
| Share of owner-occupied homes with a mortgage | 74% |
| Top county hazard | Earthquake (Relatively High) |
| Active NFIP policies in Salt Lake County | 1,166 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)