Home Insurance in Marysvale, Utah
Homes in Marysvale carry a median value of $295,400 - 12% higher than the Piute County median.
The typical home in Marysvale was built around 1978. About 34% of homes were built before 1960, about 2 points below Piute County's 36%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Marysvale, the housing stock is 95% single-family homes and 5% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 43% of owner-occupied homes in Marysvale have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Marysvale has an owner-occupancy rate of 96% and a vacancy rate of 35%; unoccupied homes typically need a different coverage form.
Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. In Marysvale, 44% of homes are primarily heated with natural gas.
Piute County's top FEMA-rated hazard is winter weather (Relatively Low), per FEMA's National Risk Index. Piute County had 23 active NFIP flood policies as of September 2026. See the full Piute County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Utah carries a statewide average premium of $1,107 per year.
Key figures
| Median home value | $295,400 |
|---|---|
| Median year built | 1978 |
| Owner-occupied share | 96% |
| Share of owner-occupied homes with a mortgage | 43% |
| Top county hazard | Winter Weather (Relatively Low) |
| Active NFIP policies in Piute County | 23 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)