Home Insurance in Kanosh, Utah
The median home value in Kanosh is $324,200, 14% higher than the Millard County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Kanosh was built around 1949. About 53% of homes were built before 1960, about 14 points above Millard County's 38%.
In Kanosh, the housing stock is 99% single-family homes and 1% mobile or manufactured homes.
In Kanosh, about 54% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Kanosh has an owner-occupancy rate of 93% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
Most homes in Kanosh - 92% - are primarily heated with natural gas.
Millard County's top FEMA-rated hazard is winter weather (Relatively High), per FEMA's National Risk Index. Millard County had 20 active NFIP flood policies as of September 2026. See the full Millard County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $324,200 |
|---|---|
| Median year built | 1949 |
| Owner-occupied share | 93% |
| Share of owner-occupied homes with a mortgage | 54% |
| Top county hazard | Winter Weather (Relatively High) |
| Active NFIP policies in Millard County | 20 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)