Home Insurance in Glendale, Utah
Homes in Glendale carry a median value of $275,000 - 33% lower than the Kane County median.
The typical home in Glendale was built around 1983. About 14% of homes were built before 1960, about 4 points above Kane County's 9%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
The housing stock in Glendale is 95% single-family homes and 5% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
15% of owner-occupied homes in Glendale carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Glendale has an owner-occupancy rate of 99% and a vacancy rate of 35%; unoccupied homes typically need a different coverage form.
In Glendale, 60% of homes are primarily heated with electricity. Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Kane County's top FEMA-rated hazard is wildfire (Relatively Low), per FEMA's National Risk Index. Kane County had 32 active NFIP flood policies as of September 2026. See the full Kane County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Utah carries a statewide average premium of $1,107 per year.
Key figures
| Median home value | $275,000 |
|---|---|
| Median year built | 1983 |
| Owner-occupied share | 99% |
| Share of owner-occupied homes with a mortgage | 15% |
| Top county hazard | Wildfire (Relatively Low) |
| Active NFIP policies in Kane County | 32 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)