Home Insurance in Deweyville, Utah
Homes in Deweyville carry a median value of $484,100 - 20% higher than the Box Elder County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Deweyville was built around 1978. About 25% of homes were built before 1960, about 1 point above Box Elder County's 24%.
In Deweyville, the housing stock is 96% single-family homes and 4% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Deweyville, about 46% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Deweyville has an owner-occupancy rate of 95% and a vacancy rate of 12%; unoccupied homes typically need a different coverage form.
Most homes in Deweyville - 77% - are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
FEMA rates Box Elder County's overall risk as Relatively Low, led by wildfire (Relatively Moderate). Box Elder County had 40 active NFIP flood policies as of September 2026. See the full Box Elder County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $484,100 |
|---|---|
| Median year built | 1978 |
| Owner-occupied share | 95% |
| Share of owner-occupied homes with a mortgage | 46% |
| Top county hazard | Wildfire (Relatively Moderate) |
| Active NFIP policies in Box Elder County | 40 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)