HomeInsuranceQts

Home Insurance in Leander, Texas

The median home value in Leander is $506,200, 13% higher than the Williamson County median.

Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Leander was built around 2013. About 0% of homes were built before 1960, about 2 points below Williamson County's 2%.

In Leander, the housing stock is 84% single-family homes, 13% apartments in buildings with 5+ units and 1% mobile or manufactured homes.

In Leander, about 78% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

Leander has an owner-occupancy rate of 73% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.

In Leander, 56% of homes are primarily heated with natural gas.

Williamson County's top FEMA-rated hazard is hail (Relatively High), per FEMA's National Risk Index. Williamson County had 2,018 active NFIP flood policies as of September 2026. See the full Williamson County home insurance overview for all FEMA hazard ratings and flood coverage details.

The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).

28 licensed insurance agencies serve this area.

Key figures

Median home value$506,200
Median year built2013
Owner-occupied share73%
Share of owner-occupied homes with a mortgage78%
Top county hazardHail (Relatively High)
Active NFIP policies in Williamson County2,018
Home insurance premium$2,864 - statewide average (NAIC, 2023 data)
Key home insurance figures for Leander, TX

Licensed insurance agencies in Leander

Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt

Nearby towns

Sources

Data last updated: 2026-09-29