Home Insurance in Euless, Texas

Homes in Euless carry a median value of $318,800 - close to the Tarrant County median.

The typical home in Euless was built around 1986. About 6% of homes were built before 1960, about 7 points below Tarrant County's 13%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.

The housing stock in Euless is 51% single-family homes, 40% apartments in buildings with 5+ units and 1% mobile or manufactured homes.

About 64% of owner-occupied homes in Euless have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

About 40% of occupied homes in Euless are owner-occupied. The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

In Euless, 72% of homes are primarily heated with electricity.

Tarrant County's top FEMA-rated hazard is hail (Very High), per FEMA's National Risk Index. Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).

13 licensed insurance agencies are listed for this area.

Key figures

Median home value$318,800
Median year built1986
Owner-occupied share40%
Share of owner-occupied homes with a mortgage64%
Top county hazardHail (Very High)
Active NFIP policies in Tarrant County5,647
Home insurance premium$2,864 - statewide average (NAIC, 2023 data)
Key home insurance figures for Euless, TX

Licensed insurance agencies in Euless

Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt

Nearby towns

Sources

Data last updated: 2026-09-29